Lo! there you are, O, those who are being called to expend in the way of God, that which has been prescribed for you; yet among you there are those who are niggardly; and whoever is niggardly is niggardly only to his own soul (one may say bakhila ‘alayhi or [bakhila] ‘anhu [to mean, ‘he was niggardly to someone’]). For God is the Independent One, [without need] of your expending; while you are the needy, of Him. And if you turn away, from obedience to Him, He will replace you with another people, that is to say, He will bring them in your place, and they will not be the likes of you, in turning away from obedience to Him, but [they will be] obedient to Him, Mighty and Majestic [is He].